• $10,000 minimum deposit to open
• Interest Bearing*, Tiered Rates**
• $10,000 minimum average balance requirted to waive monthly service fee
• $10 monthly service fee
• Limitations on frequency of transfers***

Additional Benefits:

• Unlimited deposits
• Unlimited in-person withdrawals
• FREE Online Banking with Bill Pay
• E-Statements, check images, & notices
• Other bank's ATM charges waived up to $10.00 per month when you use your Liberty Bay Bank debit card

*Interest Bearing - At our discretion, we may change the interest rates for this account.

**Tiered Rates - Tier 1 is $0.01 - $9,999.99, Tier 2 is $10,000.00 - $24,999.99, Tier 3 is $25,000 - $74,999.99,

Tier 4 is $75,000.00 - $149,999.99, Tier 5 is $150,000.00 and up.

***Limitations on frequency of transfers - During any monthly statement cycle, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction.  No more than six of the transfers may be made by check, draft, debit card (if applicable) or similar order to a third party.  If you exceed the transfer limitations set forth above in any statement period, you may be charged a fee of $5.00 per item (for each item over six) and your account may be subject to closure.