NEW - Business and
Personal Credit Cards

We make it easy to choose the
credit card that is right for you.
Business
Personal

Apply Today!
Questions? Please call us at
1-360-779-4567

Scan, Submit, and Save

Convenient banking right
from your desktop with our 
Remote Deposit Capture.

Switch Kit

Moving to Liberty Bay Bank is
easy and convenient.

Was your card lost/stolen?

Call 1-360-779-4567 to
report your missing card.
info@libertybaybank.com

 

Rates

View Deposit Accounts: Liberty Bay Checking |  Liberty Bay Money MarketCommunity CheckingSavings
Interest on Lawyer Trust Account

This Rate Sheet contains information about Interest Rate(s) ("Rates(s)") and Annual Percentage Yield(s) ("APY(s)") for
some of the accounts we offer. Effective as of

Certificates of Deposit*
($2,500 - $99,999)

Rate APY
90 - 179 Day CD
 0.15% 0.15%
180 - 364 Day CD   0.25%  0.25%
12 - 17 Month CD   0.30%  0.30%
18 - 23 Month CD   0.45%  0.45%
24 - 35 Month CD 0.55%  0.55%
36 + Month CD  0.60%  0.60%
Jumbo Certificate of Deposit*
($100,000 and up)

Rate APY
90 - 179 Day CD
 0.20% 0.20%
180 - 364 Day CD   0.30%  0.30%
12 - 17 Month CD   0.35%  0.35%
18 - 23 Month CD   0.50%  0.50%
24 - 35 Month CD  0.60%  0.60%
36 + Month CD  0.65%  0.65%
 

 


Deposit Accounts


Rate APY
Interest Checking
Up to $4,999  0.10% 0.10%
$5,000 - $9,999  0.10% 0.10%
$10,000 - $24,999  0.10% 0.10%
$25,000 and up 0.20% 0.20%
 
Personal Money Market**
Up to $9,999 0.30% 0.30%
$10,000 - $24,999 0.30% 0.30%
$25,000 - $74,999 0.30% 0.30%
$75,000 - $149,999 0.30% 0.30%
$150,000 - $499,999 0.40% 0.40%
$500,000 and up 0.45% 0.45%
 
Business Money Market**
Up to $9,999 0.30% 0.30%
$10,000 - $24,999 0.30% 0.30%
$25,000 - $74,999 0.30% 0.30%
$75,000 - $149,999 0.30% 0.30%
$150,000 - $499,999 0.40% 0.40%
$500,000 - $999,999 0.45% 0.45%
$1,000,000 and up 1.29% 1.30%
 
Premium Business Money Market1
$0.01 - $9,999 0.00% 0.00%
$10,000 - $24,999 1.20% 1.21%
$25,000 - $74,999 1.20% 1.21%
$75,000 - $149,999 1.20% 1.21%
$150,000 - $500,000 1.20% 1.21%
$500,000.01 and up 0.15% 0.15%
 
Community Checking^
Up to $2,499 0.10% 0.10%
$2,500 - $24,999 0.55% 0.55%
$25,000 and up 1.25% 1.26%
 
Personal Savings
$0.01 and up 0.15% 0.15%
 
Business Savings
$0.01 and up 0.15% 0.15%
 
Interest on Lawyer Trust Account    
$0.01 and up  0.10% 0.10%
 

Interest Rates are subject to change daily.
Fees could reduce the earnings on the account.
All accounts are compounded daily. "APY" means Annual Percentage Yield.
Additional important disclosures available upon request. Member FDIC.

All Accounts:  Must be present to open account.  Minimum balance to open is $100, except regular CDs minimum is $2500 and Jumbo CDs is $100,000.

*Penalty will be assessed for early withdrawal.

**Tier 1 interest rate will be paid on the entire balance if your average daily balance is $1,000,000.00 or more. Tier 2 interest rate will be paid on the entire balance if your average daily balance is $500,000.00 or more, but less than or equal to $999,999.99. Tier 3 interest rate will be paid on the entire balance if your average daily balance is $150,000.00 or more, but less than or equal to $499,999.99. Tier 4 interest rate will be paid on the entire balance if your average daily balance is $75,000.00 or more, but less than $149,999.99. Tier 5 interest rate will be paid on the entire balance if your average daily balance is $25,000.00 or more, but less than $74,999.99. Tier 6 interest rate will be paid on the entire balance if your average daily balance is $10,000.00 or more, but less than or equal to $24,999.99.  Tier 7 interest will be paid on the entire balance if your average daily balance is less than or equal to $9,999.99.


1Must have an open and active Premium Business Checking account or Analysis Checking account. Tier 1 interest rate will be paid on the entire balance if your balance is $500,000.01 or more.  Tier 2 interest rate will be paid on the entire balance if your balance is $150,000.00 or more, but less than or equal to $500,000.00.  Tier 3 interest rate will be paid on the entire balance if your balance is $75,000.00 or more, but less than or equal to $149,999.99.  Tier 4 interest rate will be paid on the entire balance if your balance is $25,000.00 or more, but less than $74,999.99.  Tier 5 interest rate will be paid on the entire balance if your balance is $10,000.00 or more, but less than $24,999.99.  Tier 6 interest will be paid on the entire balance that is less than or equal to $9,999.99. 


^Available to Non-Profit Organizations only. If your average monthly balance is less than $2,500.00, the interest rate paid on the entire balance will be 0.10% with an annual percentage yield of 0.10%. If your average montly balance is $2,500.00 or more, the interest rate paid on the entire balance will be 0.55% with an annual percentage yield of 0.55%. If your average monthly balance is $25,000.00 or more, the interest rate paid on the entire balance will be 1.25% with an annual percentage yield of 1.26%.

 

For Email Marketing you can trust
Equal Housing Lender Member FDIC
Career Opportunities  |  Privacy Policy  |  Security  |  Sitemap