Denise Nicolet

Denise Nicolet

VP & Loan Officer

“Customers need to know that we can serve them wherever they are. We have incredible banking and lending expertise, and the agility to custom finance certain projects. We’ll come to them if they prefer it, and provide the services and conveniences to make life and business simply work better.”

Denise joined Liberty Bay Bank in 2008, and is currently involved with Mortgage Lending, Consumer Lending and Commercial Lending. She’s passionate about finding just the right combination of banking services to help clients achieve their financial goals. Denise started her banking career with Great Northwest Federal Savings and Loan in 1981, and she has held various positions with National Bank of Bremerton, Kitsap Bank and Peoples Bank.  Born and raised in Kitsap County, Denise is a graduate Olympic High School in Bremerton.

Community Involvement

Denise belongs to the Home Builders Association of Kitsap County, the Kitsap County Association of Realtors where she helps with annual fundraising and events, and the Kitsap Housing Coalition, advocating for affordable housing in Kitsap County. She’s volunteered in the annual March of Dimes March for Babies. Denise enjoys spending time with her family and friends, and is active in the Stars & Strikers Bowling League.